Medicare is a federal health insurance program for:
🔵People age 65 or older
🔵Certain younger people with disabilities
🔵People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or transplant)
Medicare has different parts that help cover specific services:
🏥Part A – Hospital Insurance
👩‍⚕️Part B – Medical Insurance
⚕️Part C – Medicare Advantage Plans (offered by private insurance companies)
💊Part D – Prescription Drug Coverage
⚕️Medicare Supplement (Medigap) – Helps cover out-of-pocket costs like deductibles, copayments, and coinsurance
Our role is to help you understand your options so you can choose coverage that fits your health needs, budget, and lifestyle.
We can:
~Explain how Original Medicare works and what it covers
~Review Medicare Advantage, Prescription Drug, and Medicare Supplement plan options available in your area
~Help you compare costs, benefits, provider networks, and drug formularies
~Answer your questions so you feel confident in your choices
~Assist with enrollment in a plan you choose
You can review and change your Medicare coverage during specific times each year:
Initial Enrollment Period – Around your 65th birthday
Annual Enrollment Period (AEP) – October 15 to December 7
Medicare Advantage Open Enrollment Period – January 1 to March 31
Special Enrollment Periods (SEPs) – Certain qualifying life events
No cost for our services
Personalized education based on your unique situation
Guidance through the application process
Ongoing support if your needs or health change
“We do not offer every plan available in your area. . Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.”