📄 Terms & Conditions

Effective Date: August 6, 2025

Welcome to Phoenix 1948. By accessing or using our website, scheduling appointments, or communicating with us via email, phone, or SMS, you agree to the following Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By using our services, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not agree, please do not use our services or submit your information.

2. Services

Phoenix 1948 provides insurance education, retirement strategies, estate planning guidance, Medicare consultations, and related services. All content is for informational purposes only and does not constitute legal or financial advice.

3. SMS Communications

By submitting your phone number through our forms or communication channels, you consent to receive SMS messages from Phoenix 1948. These messages may include appointment reminders, service updates, and promotional content.

• Message frequency may vary.
• Message and data rates may apply.
• You can opt out at any time by replying STOP.
• Reply HELP for customer assistance.
• Your consent is not a condition of purchase.

4. Data Collection & Privacy

Any information you provide through our website or services will be collected and used in accordance with our Privacy Policy. We do not sell or rent your personal data.

5. User Conduct

You agree to use our website and services for lawful purposes only. You may not misuse our content, engage in unauthorized access, or interfere with our systems or other users.

6. Intellectual Property

All content, including text, graphics, logos, and media on our website is the property of Phoenix 1948 and protected by applicable intellectual property laws. You may not copy, reproduce, or distribute any content without permission.

7. Limitation of Liability

Phoenix 1948 is not liable for any indirect, incidental, special, or consequential damages arising from your use of our services or content. We make no guarantees regarding the accuracy or completeness of information provided.

8. Third-Party Links

Our website may contain links to third-party sites for your convenience. We are not responsible for the content or practices of these external websites.

9. Changes to Terms

We reserve the right to update or modify these Terms & Conditions at any time. Changes will be posted on this page with an updated effective date. Continued use of our services after changes constitutes your acceptance.

10. Contact Us

If you have any questions about these Terms & Conditions, please contact us:

Phoenix 1948
Email: [email protected]
Phone: 405‑808‑4000
Website: https://www.phoenix1948.com